Blue Collar Home Loans Nationwide Home Lender

Build, Buy, Refinance, Or Renovate In All 50 States

Unlock Up to $50,000* Extra in Unsecured Funds With Your Next Home Loan. A Game-Changer For Borrowers!

Get Lightning-Fast Answers & 5-Star Service Directly From Our Bankers.

5 Star Reviews And Customer Experience

Build, Buy, Refinance, Or Renovate In All 50 States.

Unlock Up to $50,000* Extra in Unsecured Funds With Your Next Home Loan. A Game-Changer For Borrowers!

Get Lightning-Fast Answers & 5-Star Service Directly From Our Bankers.

  • Home Loans In All 50 States.

  • 100's of Loan Programs.

  • Fast In-House Underwriting.

  • A+ BBB, & 5-Star Zillow Rated!

Blue Collar Home Loans - Serving Hard Working Americans In All 50 States

Building or Buying Your First Home, Or Your Last... Lowering Your Rate, Or Taking Out Some Cash?

Our Top Rated® Bankers Work Hard To Find You The Home Loan Solution You Deserve!

5 Star Home Loan Customer Experience

A Top Class Experience

With well over 100 years combined experience, we live and breath home loans. We're more than just bankers – we're passionate advocates for our clients and the industry we serve. We're dedicated to providing our borrowers a best in class experience

24/7 Home Loan Banker Access

Easy Access 24/7

Experience the ultimate in transparency and accessibility - Offering 24/7 banking team access, providing personal banker cell phone numbers, weekend scheduling, automated loan tracking, and direct texting to keep you fully updated.

Fast & Transparent Home Loan Bankers

Fast & Transparent

Real Talk, Real Results - Access powerful loan options others can't offer. Results you deserve without the bait and switch. We're committed to finding you the best down payment assistance and loan options for your new home purchase. Let's chat today!

What Could *$50,000 Extra Help You Accomplish On Your Journey Of Finding A New Mortgage?

Other Banks Stop You From Opening New Loans During The Mortgage Application Process, With Us, You May Qualify For Up To *$50,000 Extra To Use As You Wish!


With our unsecured loan, you can leverage your financial strength to secure additional funds that you can use for anything you need.

Some customers will choose to consolidate debt before closing to lower their debt ratio and increase their loan amounts. However, you may also use these funds for a home or room renovation, property expansion, furniture purchase, appliance upgrades, or anything in between!

This extra loan underwritten by us at the same time, gives you the flexibility to make your dreams a reality.

No collateral required and fast approval times, enjoy the peace of mind that comes with knowing you have the resources you need to succeed.

Discover the power of our unsecured loan and take your home building, buying refinancing, or renovation to the next level.

Furnish A Single Room Or A Whole Home

Furnish a single room or the whole Home

You could furnish your entire home with new furniture, appliances, and decor. From a cozy living room to a fully equipped kitchen, you could create the home of your dreams.

Create A Backyard Retreat Or Oasis

Create A Backyard Retreat or OASIS

Let your imagination run wild with the possibility of turning a blank canvas of grass into a wonderful relaxation retreat. Add an outdoor kitchen, pool, hot tub, spa, or ice-bath, lounges, or fire-pits, or water features.

Payoff High Interest Debt, Cards, Or Car Loans

Pay Off High-Interest autos, debt, or cards

Lowering debt is a smart financial move, surely when it comes to high-interest car loans, personal debt, or credit cards. By doing so, you'll free up monthly cash flow and reduce financial worries.

Renovate Your Home Inside Or Out

Renovate Your home inside, out, or both

Renovate your home, whether it's a kitchen remodel, a new bathroom, or even a complete home makeover. This may not only improve the value of your home but also give you a more customized living space, perfect for you.

Design A Basement Rental Or Build An ADU

DESIGN a basement rental or build an ADU

Increase your wealth or payoff your home faster by investing in the rental markets. Whether you want to be an AirBNB Host, design a basement or attic rental unit, or add an accessory dwelling unit to your backyard, this could be the time to start.

Create A ide Business, Hire Staff, Or More

create a side business, hire staff, or more

Need to hire help around the house, want to build a home office, start a new home-based business for extra income, or hire property rental management, the options are endless to use these funds as you wish, the next step is up to you.

We Make You Our Priority! If You Have A Better Offer, We’ll Tell Ya, Not Hard Sell Ya!

*Our consumer loans are only available to mortgage customers of The Federal Savings Bank

We Aim To Transform Your Mortgage Experience & Beat The Competition By Providing Home Loan Options & Down Payment Assistance Programs Not Available At Other Banks!

If we don't have the program you need, we'll help you find a bank who does!

BlueCollarHomeLoans.com Nationwide Mortgage Lender

Loan options for customers with credit scores down to 580, including government backed options.

Want to buy land and build a home, or buy an existing home and renovate? We do that too!

Down payment assistance and closing cost assistance programs, you find the home, we'll help with the rest.

Get up to 100% LTV for USDA & VA Loans For Veterans, and up to 100% LTV Purchase Loans For Doctors, Nurse Practitioners, Anesthesiologists, And Nurse Anesthetists.

Foreign National loan programs for those wishing to use an ITIN number.

Great rates on 2nd homes, Investment Properties, & Debt Service Coverage Ratio (DSCR) loans.

Self-employed programs, bank statement loan programs, non qualified mortgage options.

Jumbo home loans up to $3 Million or more, and our in-house loan committee for loan exceptions.

Offering qualified borrowers up to $50,000* EXTRA unsecured, before or at closing. Not offered elsewhere.

Blue Collar Home Loans Nationwide Home Lender

Options for customers with credit scores down to 580, including government backed options.

Want to buy land and build a home, or buy an existing home and renovate? We do that too!

Down payment assistance and closing cost assistance programs, you find the home, we'll help with the rest.

Get up to 100% LTV for USDA & VA Loans For Veterans, and up to 100% LTV Purchase Loans For Doctors, Nurse Practitioners, Anesthesiologists, And Nurse Anesthetists.

Foreign National loan programs for those wishing to use an ITIN number.

Great rates on 2nd homes, Investment Properties, & Debt Service Coverage Ratio (DSCR) loans.

Self-employed programs, bank statement loan programs, non qualified mortgage options.

Jumbo home loans up to $3 Million or more, and our in-house loan committee for loan exceptions.

Offering qualified borrowers up to $50,000* EXTRA unsecured, before or at closing.

Not offered elsewhere.

Text Us 24/7 & Get Specific Answers To Your Questions BEFORE Running Your Credit!


Need fast and accurate answers to your loan questions? Simply click on the blue chat bubble at the bottom right of our website, and your message will be routed to our loan team via SMS text. You don't have to stay on our site – we'll get back to you promptly, even if you're on the go.

Our team may ask a few questions to clarify your needs, and then we'll connect you with one of our trusted and experienced bankers for a quote and any additional information you need. You can count on our team to work hard and go the extra mile to help you achieve your financing goals.

You won't be asked or required to run credit just to have a conversation and see what we can offer. Contact us today and experience the difference.

(It's That Simple!)

Text Us 24/7 & Get Specific Answers To Your Questions BEFORE Running Your Credit!


Need fast and accurate answers to your loan questions? Simply click on the blue chat bubble at the bottom right of our website, and your message will be routed to our loan team via SMS text. You don't have to stay on our site – we'll get back to you promptly, even if you're on the go.

Our team may ask a few questions to clarify your needs, and then we'll connect you with one of our trusted and experienced bankers for a quote and any additional information you need. You can count on our team to work hard and go the extra mile to help you achieve your financing goals.

You won't be asked or required to run credit just to have a conversation and see what we can offer. Contact us today and experience the difference.

(It's That Simple!)

Home Loan Options For Customers Looking to Build, Buy Refinance, or Renovate

Our Goal Is To Provide You & Your Family The Best Solutions & The Lowest Rates Available.

  • Conventional, FHA, USDA, VA, Non-Conforming, & In-House Portfolio Options.

  • Stick-Built, Manufactured, Modular, Log Cabin, ICF, Foam Homes, Barndominiums, SIP Panel, & More.

  • Primary Residence, 2nd Home, Vacation, & Investment Properties.

  • Single Family, Duplex, TriPlex, 2-4-Family+, Condo, High Rises, & Townhomes.

  • Construction, Purchase, Renovation, Streamline IRRRL Refinancing, Cash-Out, & Debt Consolidation Available.

Nationwide Home Loan Lender, BlueCollarHomeLoans.com

Our Goal Is To Provide You & Your Family The Best Solutions & The Lowest Rates Available.

  • Conventional, FHA, USDA, VA, Non-Conforming, Medical Pro Loans & In-House Portfolio Options.

  • Stick-Built, Manufactured, Modular, Log Cabin, ICF, Foam Homes, Barndominiums, SIP Panel, & Many More Homestyles.

  • Primary Residence, 2nd Home, Vacation, & Investment Properties.

  • Single Family, Duplex, TriPlex, 2-4-Family+, Condo, High Rises, & Townhomes.

  • Construction, Purchase, Renovation, Streamline IRRRL Refinancing, Cash-Out, & Debt Consolidation Available.

THE FEDERAL SAVINGS BANK IS NOT AFFILIATED WITH OR ACTING ON BEHALF OF THE FHA, USDA, VA, OR THE FEDERAL GOVERNMENT.

*Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

*Messaging and Data Rates May Apply.

*VA eligibility is required for VA loan products. USDA loans are only available in USDA-eligible areas as designated by the USDA.

*We do not offer new dealer-manufactured home loans in New York, but we do offer modular and site-built land and home construction.

*Qualification for up to $50,000 extra is for qualified borrowers and can be applied to all loan programs. This is a separate unsecured consumer loan we will underwrite in-house at the same time as your requested mortgage loan. Please contact your banker to request this program and the applicable rates, terms, and conditions. Consumer unsecured lending programs prohibit loan proceeds from being used for down payment.

REALTOR® is a registered trademark of the National Association of Realtors and is not affiliated with NationwideHomeLoansGroup.com or The Federal Savings Bank.

†Subject to applicable law and lender approval, when represented by one of our participating real estate brokerage companies during the purchase or sale of a home or land, eligible Consumers may receive a rebate of up to thirty percent (30%) off of the fee to be received by the participating real estate brokerage company representing the respective Consumer, at closing, which rebate will be applied exclusively toward paying down that Consumer’s applicable closing costs. In no event shall any rebate be greater than the aggregate of all closing costs. Issuance of a rebate is subject to a participating real estate brokerage company’s receipt of its fee. The following states condition, or do not permit, the granting of a rebate by real estate brokerage companies (list is subject to change at any time): Alaska, Iowa, Kansas, Louisiana, Mississippi, Missouri, New Jersey, Oklahoma, Oregon, and Tennessee. No remuneration is paid to The Federal Savings Bank or to any of our Bankers. This is a free program offered exclusively by us to help our consumers save on their real estate transactions.

Blue Collar Home Loans Nationwide Lender
Blue Collar Home Loans 5 Star Reviews
Member FDIC Equal Housing Lender BBB A+ Rating

Member FDIC. Equal Housing Lender

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